HAJ is the housing development arm of the Ministry of Economic Growth and Job Creation. We sell housing and land solutions, upgrade informal settlements, and provide mortgage servicing.
For serviced lots and housing units, once you can make the required deposit (up to 15% of the purchase price) and secure a mortgage from a lender, or are a cash purchaser, then you are qualified.
We advertise in the main daily newspapers, on our Facebook and Twitter social media pages and on our website.
From time to time, the houses of mortgagors who default may be sold by public auction. These houses and the auction dates are advertised in newspapers.
Yes, for our open market projects (excluding low-income schemes) multiple purchases can be made, based on availability and affordability.
We have projects across the island.
No, at the moment we are not doing any form of financing.
Yes, we do. Housing Agency of Jamaica Limited seeks to satisfy the shelter needs in the low- and middle-income range of the market.